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Sproutt life insurance

Do you need Life Insurance?

Before anything else, this should be your first question. If someone depends on you financially, you do. Also, if you have debt or are self-employed, being covered will allow peace of mind for those close to you. Life Insurance puts you and your family at ease when tackling life’s big milestones or hurdles. It’s your life’s safeguard.
Sproutt life insurance

Do you need Life Insurance?

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Before anything else, this should be your first question. If someone depends on you financially, you do. Also, if you have debt or are self-employed, being covered will allow peace of mind for those close to you. Life Insurance puts you and your family at ease when tackling life’s big milestones or hurdles. It’s your life’s safeguard.

What is Life Insurance?

Life insurance ensures payment upon the death of the insured, in exchange for a premium. It’s affordable financial protection for your family.

Why do you need life insurance?

money bag

Replace lost income

You will not leave your dependents financially helpless if they rely on your income, with adequate life insurance coverage.
expenses

Funeral expenses

Burial costs are expensive. With life insurance, in the case of your passing, your beneficiaries do not have to personally cover this financial burden.
debt

Pay off debt

Debt does not disappear, whether you are alive or not. In most cases, your debt (mortgages or other loans) may fall on your spouse or other family members who are co-signers as they become responsible for repayment or worse, deal with collectors. Life insurance can alleviate just that.
business coverage

Business Coverage

As a business owner and partner, life insurance ensures one partner is not left with heavy financial burdens if the other dies.
college

College planning

Insurance proceeds can be a good supplement for your kids’ savings towards college.
taxes

Inheritance taxes

To avoid having your family getting hit with a big estate and inheritance tax bill when you pass away, make sure to be covered with life insurance to cover these added costs.

What types of Life Insurance are there?

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Term Life Insurance
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Whole life insurance
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Universal life insurance
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Variable universal life insurance
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Simplified issue life insurance
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Guaranteed issue life insurance
01Term Life Insurance
Death benefit with level premiums for the term duration. Term life insurance may be renewed, converted to another type of coverage, or terminated.
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Term Life Insurance
01Term Life Insurance
Death benefit with level premiums for the term duration. Term life insurance may be renewed, converted to another type of coverage, or terminated.
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Whole life insurance
02Whole life insurance
Permanent death benefit coverage with guaranteed cash value growth plus dividends. Whole life insurance accumulates dividends, lasting the whole of the policyholder's life.
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Universal life insurance
03Universal life insurance
Lower flexible premiums for permanent life insurance coverage. Universal life insurance policies accumulate cash value based on given interest rates.
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Variable universal life insurance
04Variable universal life insurance
Permanent death benefit coverage with equity-based cash value growth comprised of different investment funds such as stocks and bonds.
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Simplified issue life insurance
05Simplified issue life insurance
Swift life insurance application and approval without a medical exam. This is a quicker process than traditional life insurance that may cost a little more and coverage may be a little lower than traditional policies.
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Guaranteed issue life insurance
06Guaranteed issue life insurance
100% approval coverage without any health questions or exams. Acceptance is guaranteed following a mandatory waiting period.

How does Sproutt provide life insurance?

At Sproutt, we provide coverage according to your lifestyle, preferences, and needs. We are able to analyze and map a large variety of insurance companies and products based on our proprietary technology and human perspective. The outcome is an optimal approach in pairing you with the specific insurance coverage you need.
life insurance process

How do you start?

With Sproutt, you begin by filling out a questionnaire online about yourself and your lifestyle. This gets your application started and then reviewed by our insurance carriers or underwriters and eventually activates your policy.
process step 1
Application
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process step 2
Review
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process step 3
Active
With Sproutt, you begin by filling out a questionnaire online about yourself and your lifestyle. This gets your application started and then reviewed by our insurance carriers or underwriters and eventually activates your policy.

How can we help?

At Sproutt, we’d be happy to answer your questions and help you through the process.In addition, our goal is to help you maintain a better, healthier lifestyle. Check out our tools and tips to feel better and maintain a balanced life.

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This time of the year may have some people thinking about the ways they can improve in certain areas of their lives, aka resolutions. Last year, a survey conducted by Inc. found that the two most popular resolutions in the U.S. were eating healthy (65%) and losing weight (54%).Read more

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