Life insurance that recognizes your healthy lifestyle

Healthy habits reduce your risk for disease or other health conditions, promoting longer life and lower life insurance rates.

Did you know?

  • Researchers discovered that people who practiced a healthy lifestyle live more than a decade longer than people with unhealthy habits*
  • Individuals following a healthy lifestyle are 33% less likely to develop hypertension and 25% less likely to develop diabetes, chronic kidney disease, and cardiovascular disease*
  • Life insurance cost is based on mortality risk statistics; if you pose a low risk, you can expect a lower premium.
  • Purchasing a life insurance policy when you are healthy can help lock in rates and protect against the unknown future.
  • If you’re in good health you can apply for no-exam life insurance and skip the hassle of a doctor’s exam and blood test.

Why do you need life insurance?


Protect your loved ones

Financially protect your loved ones if something was to happen to you. Don’t burden them with funeral expenses, your debt, or even future college tuition.

Take care of your business

When covered by life insurance, your business, associates, and personal partners will not be left with financial burdens if you die.

Pay off debt

Debt does not disappear, whether you are alive or not. In most cases, your debt (mortgages or other loans) may fall on your spouse or other family members as they become responsible for repayment.

Inheritance taxes coverage

To avoid having your family getting hit with a big estate and inheritance tax bill when you pass away, make sure to be covered to cover these added costs.

Protecting those you love is easy

When you take care of your life, it is easy to protect your loved ones

Step 1

Answer a few simple
questions about you and
your lifestyle

Step 2

Check your Quality of Life Index
to unlock great rates
and personalized advice

Step 3

Simply select the right
insurance plan and apply