Insurance against the most critical illnesses and conditions

When diagnosed with a serious illness, the last thing you want to worry about is your finances.

Did you know that you are 4 times more likely to suffer a critical illness than die before the age of 65?

Critical illness insurance provides a lump sum of cash in the event that you are diagnosed with a chronic or critical illness, such as cancer, heart attack, or stroke.

It can help ease the financial burden on you or your loved ones if you were no longer physically able to provide the financial support required for your medical needs or lifestyle.

Think of it as a supplement to traditional health insurance. Unlike a traditional policy that may cover a portion or percentage of each expense, critical illness insurance pays out a lump sum cash benefit.

The amount of that lump-sum benefit is predetermined and varies depending on the condition and your specific policy. Typical payouts range from $10,000 to $100,000.

Unlike a traditional health insurance policy, you can use a critical illness insurance payout for anything you want. This makes it significantly more flexible than regular health insurance.

You can use the payout from a critical illness insurance policy for:

Expenses not covered by your insurer
Transportation to and from the doctor
Meals or child care while you’re recovering
Bills if you’re unable to work
Other pocket expenses

Get Started

Who Should Get Critical Illness Insurance?

Many consumers think that having a heart attack or stroke will be fatal, but most patients survive. Unfortunately, mortgage payments, medical bills, and car payments don’t stop while they’re recuperating.

If you’re worried about having a heart attack, stroke, or cancer, this type of insurance may be just what you need. Think of it like a backup plan to traditional health insurance – something to fill in the gaps and ease your mind.

Get Started