Life insurance that recognizes the hidden health in everyone
Get life insurance coverage in 15 minutes or less!

Your customers deserve better life insurance.

Join the Sproutt SmartLife Platform today and gain access to our suite of products and resources to unlock your full potential!

Decisions in 10
min or less

Agent portal

No case
management

Term and
permanent products

*Products and coverage differs and varies per carrier

Agent program benefits

Issued in 10
min or less

Agent portal

No case
management

Term and
permanent products

What our agents are saying

The process was very straightforward and self-explanatory. The best part is that the client was able to secure the policy on the same date!

Zhaneta Gechev
Agent

Having quick issue simplified term options that quickly approve on the spot has been invaluable to my business. Busy clients get immediate coverage, and policy documents are delivered on the spot, saving everyone’s time!

Maryann
Agent

Sproutt has an easy to use e-application with a quick decision if the client qualifies. It’s also nice to have access to a live person if you have any issues. No insurance company responds back or communicates as well as Sproutt.

Doug Stacker, Temmen Insurance
Agent

Less than 10 minutes to quote, apply, and issue

Products

Term and permanent products available for the majority of US households.

*Products and coverage differs and varies per carrier

Proprietary Smart Routing™

Clients are matched to the most favorable products with instant underwriting decisions.

 

 

Fully Digital

100% online, quote, apply, and issue in less than 10 minutes.

 

 

Instant coverage, easier than ever

  • Instant-issue means that your customer can be covered, with an insurance policy in their hands, in as little as 15 minutes. No medical exams, medical records, or case management.
  • You and your clients demand convenience and speed. Sproutt agents can offer a fully online self-serve or agent-assisted buying modes.
  • We built the Sproutt Agent Portal with convenience in mind and all the tools that agents need to be successful.

*Products and coverage differs and varies per carrier

Why Sproutt?

Sproutt delivers instant decision life insurance through our easy online application based on the customer’s lifestyle and needs.

Coverage

Our instant-approval products offer coverage of up to $2M and up to 40-year guaranteed durations.

Instant approval

Offer consumers a superb buying experience that takes less than 10 minutes from application to policy delivery.

Availability

The instant-issue product is available in 49 states and applicable for customers up to 60 years old.

Payment methods

Customers can pay for the policy with a credit card or bank EFT. It’s that simple.

Products

We offer term, whole life, and final expense products.

Cut the forms to zero

Avoid long paper applications, medical exams, and administrative slowdowns.
*Products and coverage differs and varies per carrier

Coverage

Our instant approval product offers a face amount of up to $2MM on a 10-40 years term

Availability

Product is available in 49 states and applicable for customers up to 80 years old

Quality of Life Index (QLI)

Customers get access to Sproutt’s QLI assessment, where they get personalized feedback and tips on how to improve their quality of life

Instant approval

Process takes less than 15 mins. If we don’t think it’s a right match, we will let you know

Credit card / Bank

Customers can pay for the policy using either credit card or bank EFT. It’s that simple

100% digital

Our process is user friendly and can be easily completed online (and on mobile) with or without agent’s assistance
*Products and coverage differs and varies per carrier

Here’s why our customers love us:

At Sproutt, agents come first