

Your customers deserve better life insurance.
Join the Sproutt SmartLife Platform today and gain access to our suite of products and resources to unlock your full potential!
Decisions in 10
min or less
Agent portal
No case
management
Term and
permanent products
*Products and coverage differs and varies per carrier
Agent program benefits
Issued in 10
min or less
Agent portal
No case
management
Term and
permanent products
What our agents are saying
Less than 10 minutes to quote, apply, and issue
Products
Term and permanent products available for the majority of US households.
*Products and coverage differs and varies per carrier
Proprietary Smart Routing™
Clients are matched to the most favorable products with instant underwriting decisions.
Fully Digital
100% online, quote, apply, and issue in less than 10 minutes.
Why Sproutt?
Sproutt delivers instant decision life insurance through our easy online application based on the customer’s lifestyle and needs.
Coverage
Our instant-approval products offer coverage of up to $2M and up to 40-year guaranteed durations.
Instant approval
Offer consumers a superb buying experience that takes less than 10 minutes from application to policy delivery.
Availability
The instant-issue product is available in 49 states and applicable for customers up to 60 years old.
Payment methods
Customers can pay for the policy with a credit card or bank EFT. It’s that simple.
Products
We offer term, whole life, and final expense products.
Cut the forms to zero
Avoid long paper applications, medical exams, and administrative slowdowns.
*Products and coverage differs and varies per carrier
Coverage
Our instant approval product offers a face amount of up to $2MM on a 10-40 years term
Availability
Product is available in 49 states and applicable for customers up to 80 years old
Quality of Life Index (QLI)
Customers get access to Sproutt’s QLI assessment, where they get personalized feedback and tips on how to improve their quality of life
Instant approval
Process takes less than 15 mins. If we don’t think it’s a right match, we will let you know
Credit card / Bank
Customers can pay for the policy using either credit card or bank EFT. It’s that simple
100% digital
Our process is user friendly and can be easily completed online (and on mobile) with or without agent’s assistance
*Products and coverage differs and varies per carrier