Protecting the lives of those who look after theirs.

Get life insurance that rewards your
lifestyle choices.

Get life insurance that rewards your
lifestyle choices.

Excellent 

Protecting those you love is easy

When you take care of your life, it is easy to protect your loved ones

Step 1

Answer a few simple
questions about you and
your lifestyle

Step 2

Check your Quality of Life Index
to unlock great rates
and personalized advice

Step 3

Simply select the right
insurance plan and apply
online.

Our unique approach: QL Index

We believe that life is a gift and as much as we want to squeeze adventure from every second, we want there to be as many seconds as possible. That’s why we developed the Quality of Life Index (QL Index) that uses data and artificial intelligence to assess your life, in the most holistic way, and help you live better. Learn more about the QL Index and get your personal report.

We are constantly evolving how we capture, analyze, and assess your Quality of Life Index, but our methodology is fundamentally defined by these five key pillars:

1. Movement

We were born to move, you don’t have to run marathons. The key is movement, being active, just doing stuff!

2. Sleep

Sleep is the biggest medicine we can give our bodies. It helps the body, mind, and brain perform the best.

3. Emotional health

Surround yourself with great friends and loving pets. They are there to hear your pains, to laugh at your jokes and to simply make life better. Being social and being part of a community is critical to ensuring your long term happiness and quality of life.

4. Nutrition

You are what you eat. Eat well and your body is fuelled to perfection. Try to eat real natural food, not too much, and you are well on your way.

5. Balance

When all is said and done, quality of life is all about balance, in work and life, in what you eat and what you enjoy, in finding time for yourself and others, and having a clear sense of purpose.

Check out some of our customers’ QL Index scores

Different people score differently – check your score and get a personalized report

“I meditate for a few minutes each morning and have a longer session on weekends”David E, 56 – QL Index Master.

Movement

4.2

Sleep

3.8

Nutrition

4.1

Health

4.7

Balance

3.9

“Weekends I try to be outdoors and during the week city parks are my refuge”Alan D, 32 – QL Index Guru.

Movement

4.7

Sleep

4.8

Nutrition

4.4

Health

4.5

Balance

4.7

“I try to workout everyday, ideally outdoors to boost my energy”Lisa W, 34 – QL Index Master.

Movement

3.9

Sleep

3.1

Nutrition

4.8

Health

4.8

Balance

4.1

“Yoga on the beach is a great workout and even better stress reliever”Allison P, 29 – QL Index Guru.

Movement

4.4

Sleep

4.6

Nutrition

3.6

Health

4.7

Balance

4.5

“One of the advantages of living in a city is that I can walk or cycle everywhere”Jason B, 24 – QL Index Rookie.

Movement

4.1

Sleep

4.2

Nutrition

3.8

Health

4.6

Balance

3.9