Life insurance that recognizes the hidden health in everyone
Get life insurance coverage in 15 minutes or less!

Modernizing life insurance for agents and their customers

How it works

1. Quote

Answer a few questions and get a personalized quote

2. Application

Fill out an online application and get a decision in real time

3. Coverage

Once approved, pay online using a credit card or ACH for immediate protection

Join the thousands of customers who love us

Life insurance that recognizes the hidden health in everyone
Get life insurance coverage in 15 minutes or less!

Sproutt SmartLife Platform for Agents and Agencies

Take your business to the next level with Sproutt! Whether you’re an individual agent or an agency owner, take advantage of Sproutt’s industry-leading resources and best-in-class support to help you achieve your next level of success.

From proprietary, instant-issue products to traditional offerings from our selection of 60 carriers, you can rest assured that by partnering with Sproutt you will always be one step ahead of your competition.

What type of protection do you need?

Term Life
Whole Life
Universal Life

Term life insurance helps by providing financial security for the term, or length of time, you’ve selected in advance, usually for 10, 20, or 30 years. When the term expires, you may renew it, change the policy to permanent coverage, or allow it to terminate together.

Term life insurance is an excellent option at a lower cost and will help protect your dependents int he case of your death.

Whole life insurance, also known as permanent life insurance, provides coverage for your entire life. The policy will remain active until you die, as long as you keep paying the monthly premiums.

Whole Life offers complete coverage from the moment you buy the policy until the moment your life ends, with cash value growth during your lifetime

Universal life insurance offers lifelong coverage with a tax-free payout to your beneficiaries while allowing you to control your policy and premiums.

Universal life insurance gives you peace of mind without being locked in to set premiums or coverage policies.

How can we help?

How is Sproutt different from the rest?At Sproutt, we help people obtain insurance coverage according to their lifestyle, preferences and needs. Combining technology and human touch, we map a large variety of insurance products and companies, enabling a seamless, transparent and optimal way to match people with the insurance coverage that fits their needs.
How does Sproutt generate revenue?As an insurance broker, we get paid a commission from the insurance company. To ensure objectivity, we set our employee compensation scheme in a way that makes them indifferent to which insurance company the customer selects; an advisor receives the same commission for all carriers.
Is Sproutt affiliated with any insurance companies?No. We are an independent broker. We don’t work for an insurance company, but rather for you – our customer. We have access to a large variety of life insurance companies, and we consistently review and rate leading life insurance companies and products, without any bias or hidden agenda.